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Step 6 of 6: Action List |
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Follow these simple steps to implement your chosen retirement plan! |
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1. |
Adjust Your Retirement Account Balances and Contributions |
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You need to do two things. First, divide up the
money you already have in your retirement accounts among the funds we've
recommended. Then, make sure your future contributions are split up the same way.
Here are the mixes you should use for both. |
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To make these changes, visit your plan's Web site or contact your
company's human-resources department. Don't forget--you need
to adjust your current fund balances AND your future contributions.
In most cases, you'll need to use a separate form for each change. |
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Before investing in any investment option, please read its prospectus. |
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2. |
Verify Your Retirement Plan Contribution Rate |
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Make sure your 457(b) Plan contribution rate is set to 16% of your paycheck. Visit your plan's Web site or see your company's human-resources department to make this change. |
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Keep Up With Your Outside Investments |
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In order for your plan to work, you need to contribute a total of $2000
to your IRA(s) each year. It's important that you make these investments.
Consider signing up for an automatic investment plan--it's an easy way
to stay on track! |
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4. |
Make the Most of ClearFuture |
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We'd like to see you again in six months for a checkup so we can
be sure everything's going smoothly. In the meantime, you should
visit the Research Lab to get comprehensive information on all of
the investment options in your plan. It's also a great place to track
your portfolio's returns.
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You'll also want to check out our Learning Station. It has all the answers
to your investing questions, fun calculators, and suggestions on how to
handle specific investing issues, such as saving for college.
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And don't forget your checkup! Stop by in August 2002--or sooner
if there are any major changes in your life. |
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Send me an e-mail checkup reminder |
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If you prefer a more proactive approach, we can
monitor your portfolio and inform you by e-mail of any significant changes
to your investment mix and income range. To activate this option, just select
the Portfolio Monitor box under Personal E-Mail Alerts. |
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Personal E-Mail Alerts: Keep your portfolio on track by signing up for timely notices and reminders. |
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Printable Recommendations: Receive
your recommendations in a printable format. |
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Plan Summary: Get a recap of all the information you've provided in the Retirement Planner |
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Printable Action List: Receive your action list in a printable format. |
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